Health Insurance Tips

WE CAN HELP — Our health care experts are working to provide you with the resources you need to make the most of new health care consumer protections and tools.

Get The Best Deal On Health Insurance

Looking for health coverage? The Health Insurance Marketplace could save you time and money.

1. Check out new options at Get Covered Illinois. The plans include coverage for doctor visits, hospitalizations, preventive care, maternity care, emergency room care, prescriptions and more.   

2. Find out about financial help that’s available. At Get Covered Illinois you can find out if you qualify for financial assistance to lower your costs.

3. Use Get Covered Illinois to compare plans side-by-side. The new marketplace lists your options on one website, and shows what each plan covers. 

4. Take advantage of expert help to compare plans in-person or by phone. Specially trained people are available to help you apply and understand your options.
In person: SEIU Benefits Center, 2229 S. Halsted Street, Suite 122, Chicago, IL 60608
Toll-free: 1-855-SIGN-UP8 (1-855-744-6878)  
Learn more online:  http://www.seiuhcilin.org/benefits-center

5. Don’t take no for an answer. For coverage starting January 2014, insurance companies can no longer deny you due to a pre-existing condition.

6. Keep in touch. Check for updates on our website, and tell us about your experience. We want to hear what you think so we can spot trends and advocate for ongoing improvements. Contact us

HEALTH CARE CONSUMER PROTECTIONS

If you have coverage, you already have protections under the health care law, such as:

  • Children and young adults can stay on their parents’ plan until age 26
  • Free preventive care, including check-ups and vaccinations
  • Insurance companies can’t set a lifetime cap on what they’ll pay if you get sick
  • Rebates if your insurance company spends less than 80% of premiums on care

Plus, new protections for coverage effective January 1, 2014 include:

  • Insurers can’t deny anyone coverage for having a “pre-existing condition”
  • No more annual caps on what your insurer will pay if you get sick
  • Insurance companies can’t charge women more than men for coverage

See more information about the health care law, the Affordable Care Act

 

Issue updates

News Release | Illinois PIRG Education Fund | Health Care

Prices of common medications can vary by hundreds of dollars

While many Americans struggle to afford their prescription drugs, U.S. PIRG Education Fund’s survey of retail prices of commonly-prescribed medications found patients can save hundreds, even thousands of dollars in some cases by shopping around at pharmacies within their communities.

> Keep Reading
News Release | U.S. PIRG | Public Health, Consumer Protection, Health Care

Second recall of King Bio’s homeopathic drugs in the past month

King Bio Inc. issued the second significant voluntary recall since late July of their homeopathic drugs on Wednesday. Safety concerns over homeopathic drugs extend beyond King Bio as over the past several years, the FDA has issued recalls to several companies for a variety of health products from zinc-containing intranasal medicine to asthma drugs with toxic ingredients. 

> Keep Reading
News Release | Illinois PIRG Education Fund | Health Care

Illinois PIRG Education Fund Helps Illinois Students Navigate New Health Insurance Landscape

At an event launching the project at University of Illinois in Chicago, Illinois PIRG Education Fund released the new guide, So You Need Health Insurance. Now What? Illinois Health Insurance 101.

> Keep Reading
Report | Illinois PIRG Education Fund | Health Care

SO YOU NEED HEALTH INSURANCE. NOW WHAT?

Having the facts can make all the difference when it comes to health insurance. To make the most of new choices, protections and financial help, you need good information. This guide can help you find quality coverage that won’t break the bank.

> Keep Reading

Obamacare Launch: What Students Need to Know

Being young and healthy, health insurance does not seem like a first priority, especially since it can be expensive. Nevertheless, running the risk of not having insurance has always been a high one; an unexpected emergency and trip to the hospital could cost several hundred to several thousand dollars without insurance.

> Keep Reading

Pages

News Release | Illinois PIRG Education Fund | Health Care

Prices of common medications can vary by hundreds of dollars

While many Americans struggle to afford their prescription drugs, U.S. PIRG Education Fund’s survey of retail prices of commonly-prescribed medications found patients can save hundreds, even thousands of dollars in some cases by shopping around at pharmacies within their communities.

> Keep Reading
News Release | U.S. PIRG | Public Health, Consumer Protection, Health Care

Second recall of King Bio’s homeopathic drugs in the past month

King Bio Inc. issued the second significant voluntary recall since late July of their homeopathic drugs on Wednesday. Safety concerns over homeopathic drugs extend beyond King Bio as over the past several years, the FDA has issued recalls to several companies for a variety of health products from zinc-containing intranasal medicine to asthma drugs with toxic ingredients. 

> Keep Reading
News Release | Illinois PIRG Education Fund | Health Care

Illinois PIRG Education Fund Helps Illinois Students Navigate New Health Insurance Landscape

At an event launching the project at University of Illinois in Chicago, Illinois PIRG Education Fund released the new guide, So You Need Health Insurance. Now What? Illinois Health Insurance 101.

> Keep Reading

Obamacare Launch: What Students Need to Know

Being young and healthy, health insurance does not seem like a first priority, especially since it can be expensive. Nevertheless, running the risk of not having insurance has always been a high one; an unexpected emergency and trip to the hospital could cost several hundred to several thousand dollars without insurance.

> Keep Reading
News Release | Illinois PIRG | Health Care

Big Pharma’s Pay-for-Delay Deals Take a Hit

Big Pharma’s controversial “pay-for-delay” agreements took a hit today. In FTC v. Actavis, the U.S. Supreme Court ruled that the FTC’s case against the payoff keeping generic AndroGel from the market can move ahead in the lower courts. 

> Keep Reading
Report | Illinois PIRG Education Fund | Health Care

SO YOU NEED HEALTH INSURANCE. NOW WHAT?

Having the facts can make all the difference when it comes to health insurance. To make the most of new choices, protections and financial help, you need good information. This guide can help you find quality coverage that won’t break the bank.

> Keep Reading
Report | Illinois PIRG Education Fund | Health Care

At Stake: What’s on the Line for Health Care Consumers in the Pending Supreme Court Case

The outcome of the U.S. Supreme Court’s ruling on the Affordable Care Act (ACA) will have far reaching impacts on consumers. In this issue brief, we highlight the number of people the law has helped so far and the costs already saved to illustrate what’s at stake for Illinois consumers in the pending Supreme Court case.

> Keep Reading
Report | Illinois PIRG Education Fund | Health Care

Making the Grade

Exchanges give individuals and small businesses the same advantages that large businesses generally enjoy when it comes to buying health insurance.

> Keep Reading
Report | Illinois PIRG Education Fund | Health Care

Building a Better Health Care Marketplace

The creation of a new health insurance exchange offers our state the chance to build a better marketplace for health care.

> Keep Reading
Report | Illinois PIRG Education Fund | Health Care

The Cost of Repeal

Outright repeal of the federal health care law simply is not a prudent choice for Illinois, but if Illinois’ elected officials decide to work together for constructive policy changes like these, opportunities exist to make real progress.

> Keep Reading

Pages

News Release | Illinois PIRG Education Fund

While many Americans struggle to afford their prescription drugs, U.S. PIRG Education Fund’s survey of retail prices of commonly-prescribed medications found patients can save hundreds, even thousands of dollars in some cases by shopping around at pharmacies within their communities.

News Release | U.S. PIRG

King Bio Inc. issued the second significant voluntary recall since late July of their homeopathic drugs on Wednesday. Safety concerns over homeopathic drugs extend beyond King Bio as over the past several years, the FDA has issued recalls to several companies for a variety of health products from zinc-containing intranasal medicine to asthma drugs with toxic ingredients. 

News Release | Illinois PIRG Education Fund

At an event launching the project at University of Illinois in Chicago, Illinois PIRG Education Fund released the new guide, So You Need Health Insurance. Now What? Illinois Health Insurance 101.

Report | Illinois PIRG Education Fund

Having the facts can make all the difference when it comes to health insurance. To make the most of new choices, protections and financial help, you need good information. This guide can help you find quality coverage that won’t break the bank.

Media Hit

Being young and healthy, health insurance does not seem like a first priority, especially since it can be expensive. Nevertheless, running the risk of not having insurance has always been a high one; an unexpected emergency and trip to the hospital could cost several hundred to several thousand dollars without insurance.

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